If we go beyond the point of death in our consideration of securing a return on investment, and we will shortly see that we must do this unless we care not at all what becomes of our money once we are dead, there is no invest ment as good as insurance. This is so because a person can purchase $10,000 worth of life insurance (or any amount) pay just one premium of $58 on the $10,000 policy and then drop dead with the result that the insurance company will pay $10,000. There is no other investment in the world that compares in yield with this.

The last 50 years have seen a substantial increase in awareness of the problems caused by dying too soon, living too long and/or becoming disabled. More and more men are seeking methods of assuring that their wives and children will be taken care of adequately in the event of a catastrophe. Life insurance plays an enormous role in creating an estate which will be sufficient to help the widow to raise and educate her children and to have an income for herself when the children are grown so that she can maintain her own independence. Further, life insurance has become very important as a means of conserving the sub stantial estate in this age of high estate and inheritance taxes. Investment - Read More.